5 conseils pour sortir de l’endettement
#1 Répertorier toutes les dettes
#2 Créez un budget détaillé et réaliste
#3 Évitez ces frais bancaires, ils s'accumulent.
+ Service mensuel
+ Retrait au GAB hors réseau
+ Opérations excédentaires
+ Découvert
+ Fermeture anticipée du compte
+ Virement bancaire
- Les titulaires de comptes ont tendance à éviter les frais de service mensuels en ouvrant à la fois un compte chèque et un compte épargne dans la même banque ou en maintenant un solde minimum. Posez des questions et recherchez la meilleure option avant de décider de placer votre argent dans une banque.
#4 Négociez avec les prestataires
Règle de 72
Familiarisez-vous avec les formules mathématiques et les raccourcis dans Excel qui permettent de prévoir le nombre d’années nécessaires pour doubler la taille d’un investissement ou d’une dette pour un taux de croissance donné.
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Avez-vous apprécié ce contenu ou espérez-vous voir plus de conseils financiers dans le futur? Faites-le nous savoir dans les commentaires.
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